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How to Find Affordable Health Insurance in the State of Pennsylvania

Pennsylvania Affordable Health InsuranceThe Pennsylvania Department of Public Welfare has health insurance for families, children and adults with low incomes.

Children's Health Insurance Program (CHIP) is for uninsured children under 19 who do not qualify for Medicaid. Depending upon income levels, this insurance is free or at a low cost. A family of four, for example, would receive free benefits for their children is their household income is at or below $46,100.

People with HIV/AIDS and low to moderate incomes can apply for the Special Pharmaceutical Benefits Program (SPBP) that helps them with payment of drugs treating their illness. Residents diagnosed with schizophrenia can also apply to this program for prescription drug help.

Medicare is available for people 65 and older or those under 65 with disabilities. It is an affordable shared cost program that offers Medicare Part A (hospital), B (medical), and D (prescription drugs) insurance coverage. Medicare also has a program for those with limited incomes and assets that still need help paying for their prescription drugs through the Extra Help With Medicare Prescription Drug Plan.

Pennsylvania previously had a Health Insurance for Adult Pennsylvanians program which ended in 2011.

Pennsylvania Dept of Health:

Pennsylvania Health and Human Services:


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