How to Find Affordable Health Insurance in the State of New Hampshire
In New Hampshire, uninsured children under 19 may qualify for full medical coverage if the family's income is no more than 300% of the Federal Poverty Level (FPL).
For example, a family of four with monthly income not exceeding $5,763 would be eligible. The Children with Severe Disabilities (CSD) program is for children 18 and under, or 19 if they are still attending school, and the Home Care for Children with Severe Disabilities (HCCSD) program is for children up to 19 with extreme disabilities. Income limitations must be met.
Medical insurance for pregnant women is available at no cost for women who meet the income guidelines. A pregnant woman is counted as two, so a family of two must have income not exceeding $2,265 in order to qualify. Healthy Kids program is open to families with children up to age 18. Income guidelines It is free to pregnant women with children under 18 and income at or below 185% of the Federal Poverty Level (FPL) and to families with children under age one with incomes between 185% - 300% of FPL. Other families with children 1-18 may qualify with income levels up to 400% of FPL; a premium is charged.
Medicare is a state and federal funded program of health insurance for people 65 and older and under 65 with disabilities. It is a shared cost program with premiums based on income level. Medicare programs include Part A (hospital), Part B (medical), Part C or Medicare Advantage (hospital + medical, and in most cases prescription drugs), and Part D (prescriptions). There are also Medicare programs offering assistance to help low-income people eligible for Medicare to pay for their premiums, deductibles and co-payments.
The New Hampshire Health Access Network (NHHAN) helps uninsured low-income residents receive discounts on medical services such as hospital care and doctor visits. It is not an insurance program. There is also New Hampshire Health Plan (NHHP) and New Hampshire Health Plan-Federal who offer insurance options to high-risk people who have been denied coverage due to pre-existing conditions.
New Hampshire Health Plan:
New Hampshire Insurance Dept:
New Hampshire Dept of Health and Human Services:
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