Top 10 Misconceptions About Affordable Health Insurance
Very Few Americans Are Without Insurance
is absolutely not true. Every four years, the U.S. Census
Bureau determines that more and more Americans do not have health insurance.
Most recently, that number was as high as 41 million, meaning
that one out of every seven Americans are uninsured. Most
of these are women, children, and minorities.
: The Number of Americans Without Insurance Has Not Increased
In 10 Years
Actually, the number of uninsured people in the United
States has increased by nearly ten million since the 1990's.
Even worse, that number continues to rise by the millions
nearly every year.
Most People Who Are Uninsured Are Also Unemployed
Again, not true. Nearly 80% of uninsured Americans
have jobs or are in working families. They lack health insurance
for one of two reasons: their employers don't offer it, or
their employers do offer it but the employees can't afford
to pay their portion of the premium.
People Without Health Insurance Will Still Get Timely Care
This a very common belief, but also very untrue.
People who don't have health insurance will often delay going
to be cared for until they are seriously ill. Statistics show
that they end up dying younger than those with health insurance.
Secondly, hospitals have certain criteria for a patient without
insurance before they are attended to; Their health condition
has to be on the verge of being deadly, unless they are a
#5: Other Countries
Don't Have Affordable Health Insurance Options Either
Filmmaker Michael Moore proved this one wrong in
his 2007 documentary Sicko. In the film, he investigated
the health care systems in Canada, Britain, and France -
and found that most people living in those countries either
had affordable or universal health plans. This means that
it was either very cheap or free.
Uninsured People Don't Affect Insured People
When millions of people don't have affordable health
insurance, everyone is affected - even those who are insured.
It is often the insured that end up paying for the uninsured
to be cared for. Whether they realize this or not, it's often
incorporated into their own hospital bills - which is why
they are generally so high. In addition, insured patients
can find themselves waiting hours to be cared for because
of sickly uninsured patients who are occupying the emergency
rooms and hospital beds.
#7: Not Having Health Insurance Is Not Financially Risky
Being without health insurance can easily lead to
serious debt, bankruptcy, and sometimes homelessness. This
is because most individuals and families can not afford to
pay 100% of their medical bills - especially if a surgery
or major operation is needed.
Most People Without Health Insurance Are Irresponsible Young
Not true. 75% of adults that are uninsured happen
to be age 25 and older. Even worse, Americans adults that
are age 25-65 are one of the fastest growing groups in the
country that don't have affordable health insurance.
When You Lack Health Insurance, There Are No Health Consequences
If this were true, then why is it that uninsured
men and women with cancer are 50% more likely to die than
their insured counterparts with the same exact health conditions?
A similar statistic can be applied when comparing uninsured
patients with insured patients that have almost any disease.
Affordable Health Insurance For All Americans Is Impossible
If the United States can fund an $100 billion war
against Iraq and Afghanistan, then we can also fund an affordable
health insurance system for all American families. Even worse,
the U.S. spends billions of dollars on astronomy research,
agricultural research, and weather research - all of which
aren't nearly as high of a priority as Americans being properly
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